CLEAR Issues

The LGBTQ+ Wealth Gap

Despite marketing myths, LGBTQ households and communities suffer from a Wealth Gap as compared to heterosexual and cisgender peers.

1 Income & Savings
2 Information
3 Policy
4 Market
Income & Savings

The Income & Savings Gap

Discrimination in the workplace leaves LGBTQ consumers with smaller earnings compared to het/cis peers. Smaller earnings leaves less money for LGBTQ consumers to manage expenses, create savings, and buy homes and assets, or save for their retirement and golden years.

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The Information Gap

Qualitatively, it is redundant to observe LGBTQ people have lived experiences that are distinctive from their het/cis peers. But, few generalizable studies or government statistics provide a quantitative view into how: i.e., unique demographics and well-being data for LGBT communities in the U.S., and worldwide.

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The Policy Gap

Existing policies do not sufficiently protect all LGBTQ people in the U.S. from discrimination and do not support their economic well-being fairly & equally.


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The Market Gap

Discrimination in the marketplace unfairly prevents LGBTQ consumers from obtaining needed goods and services and exacerbates the Wealth Gap because they are denied access to necessities, are provided products or services of inferior quality, or are overcharged.

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Credit Reports & Scoring

Learn more about our research and advocacy about credit report and scoring challenges for LGBTQ+ consumers and communities.