Everything You Always Wanted to Know About Your Credit Report, But Were Afraid to Ask
At this FREE workshop, learn the basics about your credit report and score and how to build better credit.
In the first 60 minutes of this 2 hour session, attendees will learn how creditors use credit reports when they evaluate a consumer’s credit risk, what matters to their credit score (and how to can make the most of it), and hear how to use the Fair Credit Reporting Act to enforce their consumer rights and protect their reports from errors, fraud, and how to get a free credit report from Experian, Transunion, and Equifax every year.
In the second 60 minutes, attendees will have an opportunity to get help obtaining their own credit report FREE from annualcreditreport.com and ask questions from the workshop facilitator.
About the presenter:
Spencer Watson is a Certified Financial Counselor (NACCC, 2019) and JD (University of Berkeley Law, 2018) where their studies emphasized consumer financial protection, prudential regulation, lending discrimination, and civil rights. In 2017, Spencer interned at the Consumer Financial Protection Bureau’s Office of Fair Lending, and at Consumer’s Union. Before law school, Spencer worked in various non-profits, including as a counselor offering financial and credit education to clients, and as a communications coordinator, partnership manager, and door-to-door and on-the-street canvass campaign director for nationwide nonprofits in the areas of K12, civil rights, and LGBTQ-rights.